Which of the following statements about title insurers is true?

Title insurers fundamentally function by providing protection against losses related to defects in the title to real estate. When a person purchases a title insurance policy, it does not imply that the insurer provides explicit assurances or detailed opinions about the title. Instead, a title insurer's role is primarily to indemnify the policyholder against confirmed title defects that arise after the policy is issued.

In this context, it is acknowledged that title insurers perform a title search to identify issues and potential risks associated with the title before issuing a policy. However, they are generally not in the business of offering opinions or guarantees about the state of the title itself. They will not make explicit representations that the title is free and clear of all defects but rather will cover certain risks depending on the terms of the policy.

Thus, the statement that title insurers do not make representations or opinions about title aligns with their fundamental purpose and operation in the real estate market, differentiating them from other entities that may offer more definitive assessments about the title's condition.